A loan – a word that should not generate negative emotions, but rather a decision to enable the freedom to choose, freely dispose the income. We all know that financial deprivation hits harder than anything else. There is no sense to talk about the necessary living needs such as food and accommodation. Many Lithuanians today bear other liabilities – the boom of fast credits has left many people to calculate the last money. For a young person it is particularly relevant to have an opportunity to buy housing without saving half of life. A loan is the amount of money that can be quite easily received in difficult times. When you cannot borrow from friends, stop by and think, maybe you have some real estate?