Real estate, owned or purchased by a borrower or a third person: an apartment, a house, a garden, a land lot in Vilnius, Klaipėda, Kaunas, Palanga, Šiauliai and in the immediate vicinity of these cities.
The loan can be repaid in several ways:
- In monthly instalments, which include a loan repayment portion and an interest portion.
- Paying interest each month and repaying the principal part of the loan at the end of the period.
The borrower can use the loan at his / her discretion, no restrictions apply.